For investors
From €100, alongside tickets that fund whole fleets.
Small tickets make the community. Larger tickets make the volume. PIF is designed for both at once.
IllustrationWho it is for
Built for capital of every size.
The African diaspora in Europe
You may already be sending money home. PIF offers a complement: place part of your savings in productive assets and follow what they do.
Savers in the WAEMU zone
The target raise covers Europe and the WAEMU zone. Access will be determined country by country by the legal analysis under way.
Professional and institutional investors
In our reference simulation, small tickets make the numbers and larger tickets make the volume. Both are needed.
Terms
The terms, in full and in plain language.
Everything below is a working assumption. We publish it now so it can be checked later against what is actually offered.
Target entry ticket
Enough to start without risking what you cannot afford to lose, and enough — combined with larger tickets — to finance entire fleets.
- Target entry ticket
- €100 — designed so the diaspora can start cautiously.
- Target net return
- 6 to 9% per year — an objective built on assumptions, never guaranteed.
- Typical term
- 36 months, with no secondary market at launch.
- Distributions
- Semi-annual, under the conditions permitted by the framework retained.
- Fees
- 2% on entry, 2% per year on assets, 20% performance fee above 8% per year paid to investors.
- First-loss reserve
- 5% of each raise, rebuilt as a priority, absorbing early shocks before any distribution.
- Reference asset
- An electric motorcycle at around €1,500 including battery, generating a working assumption of €55 per month over 48 months.
- Loss assumption
- 4% net losses on annual fees in the central case, 8% in a prudent scenario.
Investing carries risk, including the partial or total loss of the capital invested and illiquidity. Target returns are objectives based on assumptions; they are neither a promise nor a guarantee.
No subscription is open. Access to any future offer will depend on your country of residence and on the framework retained; tax treatment will be published with the investment policy.
Questions
The questions you are asking.
The ones that matter before money moves.
Is the return guaranteed?
No. The working objective is a net return of 6 to 9% per year over a typical 36-month term, with semi-annual distributions. It is an objective built on assumptions, not a promise: you can lose part or all of the capital invested. Be wary, here as anywhere, of anyone guaranteeing you a return.
What will the minimum be?
The target entry ticket is €100. It remains a working assumption until the investment vehicle is settled.
What are the main risks?
Partial or total loss of capital. Illiquidity: your money would be tied up for the term. End-user payment defaults, theft or damage to assets, operational risk, political and transfer risk, currency risk outside the CFA franc zone, and regulatory risk for as long as the structuring is unfinished. A full information document will detail every risk before any subscription.
Could I get my money back before the end of the term?
Nothing guarantees it. The envisaged term is 36 months, with no secondary market at launch: treat the funds as locked until maturity. Early exit windows may be studied, without commitment.
What fees will apply?
Fees will be displayed before any subscription. Working assumption: 2% on entry, 2% per year on assets under management, and a 20% performance fee above 8% per year paid to investors.
Interested in what we are building?
One minute. No payment, no commitment. You hear about each milestone from us.